Insurance Lawyer Ottawa

Long Term Dsiability

Denied Benefits: How Can A Personal Injury Lawyer Help?

Insurance companies cite a wide variety of reasons for denying or terminating long term disability benefits. In some cases, these issues can be remedied by reviewing and ensuring that your application is complete, accurate, and in order.

In other cases, you may require the services of a long term disability lawyer. For instance, insurance companies may dispute your injury claims on the basis that your doctor had not been approved by the company. In another scenario, your insurer may claim that you exceeded the application time limit, that you possessed a pre-existing condition, or that you misrepresented the scope of your injury.

In each of these situations, you should contact an experienced lawyer and seek legal advice right away. Personal injury law firms are aware of insurance companies’ preferred tactics, and have strategies for countering them. If you have been unjustly denied disability benefits, an experienced and attentive personal injury lawyer will be able to successfully secure compensation on your behalf.

The Legal Process Of A Long Term Disability Claim

Accidents happen and there are a number of scenarios in which you may not be at fault for the damages to your property, or the boating injuries that you have suffered. Trust that the boating injury lawyers at Insurance Lawyer Ottawa are here to make certain that you are taken care of during your time of need.

A long-term disability lawyer will pursue different legal tactics depending on the unique circumstances of each case. These may include mediation, arbitration, and, of course, arguing their client’s case before the court.

Mediation is perhaps the most informal of these scenarios. It generally involves a negotiation between two parties, mediated by a neutral third-party observer with expertise in the area of long-term disability benefits and disputes. This form of resolution takes place outside of court. In most circumstances, mediation is the most cost-effective approach to resolving legal disputes. If both sides are amenable to compromise, it can also substantially reduce the time it takes to find a solution.

Arbitration is a more formal approach to mediation and is also regulated by a third-party mediator. The primary difference between arbitration and mediation is that the opinion provided by the third party is, in some cases, legally binding.

If these approaches do not succeed, your case will likely be decided in court. Insurance Lawyer Ottawa’s team of long-term disability lawyers has a wealth of experience defending clients in court. Over our decades in business, we have developed a reputation as tough, well-prepared advocates for our client’s rights. We take pride in ensuring injured Ontarians’ are represented, and fight hard to access compensation for our clients.

What Is A Long-Term Disability Lawyer?

It is almost impossible to imagine a life derailed by long-lasting or permanent injury. Losing the ability to visit friends, go to work, or partake in favourite pastimes takes an enormous toll on a person. However, with perseverance and the help of experienced long term disability lawyer, injury victims have the chance to regain control of their lives and start fresh.

A long term disability lawyer represents severely injured members of the community. When an individual suffers a serious injury or illness that prevents them from re-entering the workforce, long term disability insurance can make life easier by providing a certain percentage of the individual’s pre-injury income to cover medical care, home care, rehabilitative care, and other necessary expenses.

Disability can take many forms. Physical disabilities include full or partial paralysis caused by a brain or spinal cord injury or lingering afflictions like chronic pain. PTSD, anxiety, and depression, more commonly seen as mental injuries, can also qualify you for disability benefits. The bottom line is this: if you can’t earn a living after sustaining an injury, you have reason to submit a long-term disability claim to your insurer.

Insurance Lawyer Ottawa’s team of experienced long-term disability lawyers has been working with severely injured Ontarians for decades. Our dedicated staff can help you through every step of your insurance and recovery process, from filing your claim to accessing leading medical and therapeutic services. At Insurance Lawyer Ottawa, our goal is to shoulder the legal burden while you focus on your recovery.